Repositori institucional URV
| URV's Author/s: | Fernández Bariviera, Aurelio / MARTÍNEZ, LISANA BELÉN |
| Author, as appears in the article.: | Belén Guercio M, Martinez L, Bariviera A |
| Author's mail: | aurelio.fernandez@urv.cat |
| Author identifier: | 0000-0003-1014-1010 |
| Journal publication year: | 2019 |
| Publication Type: | Journal Publications |
| ISSN: | 22277072 |
| e-ISSN: | 2227-7072 |
| APA: | Belén Guercio M, Martinez L, Bariviera A (2019). SME Steeplechase: When Obtaining Money Is Harder Than Innovating . International Journal Of Financial Studies, 7(2), -. DOI: 10.3390/ijfs7020025 |
| Paper original source: | International Journal Of Financial Studies. 7 (2): |
| Abstract: | © 2019 by the authors. Licensee MDPI, Basel, Switzerland. In this paper, we analyze the main characteristics of European Small and Medium Enterprises (SMEs), related to the demand for and access to external financial resources. We use microdata from an extensive database, elaborated by the European Central Bank and the European Commission: the Survey on the Access to Finance of Enterprises. Firstly, we consider a set of variables as determinants to the decision to apply for different financial instruments. Secondly, we use the same set of variables to analyze the actual access to these instruments. For each regression, several SMEs profiles were created, in order to detect SMEs archetypes according to their decisions. The results are thought-provoking, and highlight that differences in firms characteristics (size, innovative activities, etc.), influence not only the access to, but also the demand for external finance. |
| Article's DOI: | 10.3390/ijfs7020025 |
| Link to the original source: | https://www.mdpi.com/2227-7072/7/2/25 |
| Paper version: | info:eu-repo/semantics/publishedVersion |
| licence for use: | thttps://creativecommons.org/licenses/by/3.0/es/ |
| Department: | Gestió d'Empreses |
| Licence document URL: | https://repositori.urv.cat/ca/proteccio-de-dades/ |
| Thematic Areas: | Finance Ciencias sociales Business, finance |
| Keywords: | Sme Innovative firms Innovation Financial decisions Financial decision making European union Eu |
| Entity: | Universitat Rovira i Virgili |
| Record's date: | 2025-02-18 |
| Journal volume: | 7 |
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| File | Description | Format | |
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| DocumentPrincipal | DocumentPrincipal | application/pdf |
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